Dating a finance guy blog
Yet credit scores are at the top of the list of financial topics "not discussed" before two romantic partners agree to tie the knot. A separate study from Affirm, an online consumer loan services company, states that 53% of millennial respondents considered whether their partner was good at managing money before dating exclusively, more than any other generation.That's where a frank (and careful) conversation about money and credit can clear the air, and let each partner know where he or stands on potential household financial issues.If someone recently got divorced or filed for bankruptcy, it will come out eventually, says Julie Spira, a relationship and dating coach."If your new dating partner blames the bad credit on their ex-spouse, it should raise both eyebrows," Spira says.A good face-to-face talk is also preferable to picking up signs and cues that your love interest has financial problems—but isn't admitting to them."Many of the financial values of the person you want to date will ‘spill out' into regular conversations and behaviors," says Jonathan Bennett, a Columbus, Oh.-based life and relationships coach.
According to data from Experian, half of Americans say that credit scores are "important" when choosing a spouse.
"For example, your date might mention not being able to go out until payday or you notice bill collectors calling his or her phone," he says.
"In addition, you can look at the person's domestic situation.
Valentine's Day is long gone but Cupid is still in business, drawing back his bow for a shot at true love for fortunate couples.
Yet many relationships can't take flight until both parties have a candid discussion about money.Spira recommends sharing credit scores and reports with your partner to open up the conversation if it looks like the relationship could get serious.